Posts in category 'Buy A Home'

If you're looking for a home to buy, you're probably prioritizing what you most want to have in your new home. Square footage, number of bedrooms and bathrooms, and yard size are always important, but make sure to also consider the length of your commute. This mainly includes the length of time it takes you to drive to and from work, but you should also take into account how close you'll be located to schools, stores, restaurants, and other places you'll likely drive to on a regular basis.

What you need to know about factoring in your commute time when buying a Minneapolis home:

Growing commute times

Commute times are tending to get longer rather shorter in most areas, with an average of about a 25-minute drive one way. If you're buying a home near a major city, this can be even greater.

Looking for a home in the suburbs may allow you to get more of what you want for the same amount of money, but there may be a tradeoff involved. You may end up trying to strike a balance between where you can afford the best home and surroundings for the money and the length of your commute.

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Deciding where you will live during retirement ranks among the most important choices that you'll make, because it has such an impact on both finances and lifestyle. Your home is likely to be one of your biggest financial assets, and of course it's also the place where you'll enjoy your retirement years. Buying a home for retirement is a dream for many, and it's an attainable goal when you plan ahead for the process. We are here to help, with a guide to buying a home during your retirement years.

Tips for Buying a Home During Your Retirement Years

• Research How a Mortgage Payment Will Fit into Your Retirement Budget
  Planning a budget and sticking to it is one of the most important things you can do in retirement, and that certainly applies when you're planning to purchase a home. Before you get serious about buying, take some time to research the type of mortgage payment that will fit within your budget. Buying "too much home" can leave you short in other areas, so shopping within your budget is crucial.

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Buying a home is one of the largest investments you will ever make. Your home is more than just a place to hang your hat and raise your family; it's where you'll put a solid foundation under your financial future. Our real estate agents know that the right homeowner's insurance policy protects that future and the following are things we advise you to consider when deciding which policy is best for your property.

• Comprehensive Coverage is Worth Every Penny
  Most mortgage lenders will require you to secure a comprehensive policy. Comprehensive coverage protects the property, your family, and the possessions within your home. It also provides personal injury liability protection if someone suffers an injury on your property.

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Buying a new home is exciting, and if you are honest, a little scary. Our real estate agents have years of experience making the exciting part of home buying win out over the scary. Let's take a quick look at seven habits of successful homebuyers.

1. Do Your Homework
   When it's time to begin your search for a home, you don't need to spend time looking in places you don't want to live. Spend some time researching the Twin Cities neighborhoods to see which ones fit your family's needs. How close do you want to be in your workplace? Are good schools important to you? Do you enjoy spending time outdoors in neighborhood parks? These questions can help narrow your search area. 
   
   

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At Counselor Realty, our goal is to help you get into your dream home – no matter what it may be. Sometimes, the most desirable homes will already be attracting potential bidders. Still, you can reach your goal with any home, even those where other bidders are offering cash.

It's true that an all-cash bid simplifies and accelerates the transaction. However, that doesn't mean your bid is doomed if someone else is offering cash. With the help of an expert real estate agent, you can think creatively and find ways to counter another bidder's advantages.

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